Tax Planning (India)
Keeping more of what you earn — legally, and without distorting your investments.
Lessons
- How Income Tax WorksSlabs, the two regimes, and how your salary actually gets taxed — in plain language.
- Old vs New Tax RegimeDeductions versus lower flat rates — a framework to decide which fits you, with break-evens.
- Section 80C & FriendsThe ₹1.5L deduction and its cousins (80D, 80CCD) — using them without buying bad products.
- Capital Gains Tax in DetailSTCG, LTCG, the holding periods and rates for equity, debt, gold and property.
- Tax-Loss & Tax-Gain HarvestingRealising losses and locking in tax-free gains deliberately — a quiet, legal return booster.
- How Each Investment Is TaxedStocks, funds, FDs, gold, REITs and more — a single map of how each is taxed.