Wealth Planning
Returns matter less than most people think; savings rate, protection and tax matter more. This track covers the full personal-finance stack for India — budgeting, emergency funds, insurance, goal and retirement planning, FIRE, tax, loans, and the alphabet of EPF, PPF, NPS and SSY — so your investing sits on solid ground.
Modules
- Personal Finance FoundationsThe handful of habits that decide your financial life, before any investment.
- Budgeting & Cash FlowKnowing where money goes so you can send it where you want.
- Emergency Fund & InsuranceBuilding the safety net that lets you invest without fear.
- Goal-Based PlanningInvesting for specific futures — a house, a child’s degree, a sabbatical.
- Retirement PlanningFunding the decades when your salary stops but your expenses do not.
- Financial Independence (FIRE)The math and lifestyle behind retiring early — or simply having the choice.
- Tax Planning (India)Keeping more of what you earn — legally, and without distorting your investments.
- Debt & LoansBorrowing wisely, and getting out of expensive debt fast.
- EPF, PPF, NPS & Small SavingsIndia’s government-backed savings schemes — what each is for and how they are taxed.
- Estate Planning & Life StagesProtecting your wealth for the people you leave it to, and adapting across your life.