Emergency Fund & Insurance
Building the safety net that lets you invest without fear.
Lessons
- The Emergency FundHow much to keep, where to keep it, and why it is the foundation everything else rests on.
- Insurance Is Not an InvestmentThe single biggest personal-finance mistake in India — and how to avoid mixing the two.
- Term Life InsurancePure, cheap protection for your dependents. How much cover, for how long, and from whom.
- Health InsuranceThe cover that protects your portfolio from a single hospital bill. What to look for.
- Why to Avoid ULIPs & Endowment PlansHigh costs, low returns, locked-in regret. The math behind "buy term, invest the rest".
- Other Covers You May NeedPersonal accident, critical illness and general insurance — when each earns its premium.