WealthJot.ai

ROCE & ROIC

intermediate7 min read

Returns on all the capital at work — often a truer quality signal than ROE alone.

ROEProfit generated per rupee of shareholders’ equity. has a blind spot: it ignores debt. Two companies with identical ROEProfit generated per rupee of shareholders’ equity. can be wildly different in quality if one is debt-free and the other is drowning in loans. ROCEProfitability on all capital — equity plus debt. and ROIC fix this by measuring returns on ALL the capital employed — equityA unit of ownership in a company. plus debt.

Because they count debt as capital, ROCEProfitability on all capital — equity plus debt./ROIC can’t be faked by borrowing — making them often a TRUER quality gauge than ROEProfit generated per rupee of shareholders’ equity.. The gold standard: a company with high ROCEProfitability on all capital — equity plus debt. and a high ROEProfit generated per rupee of shareholders’ equity. that aren’t propped up by leverageControlling a large position with a small amount of money.. If ROE is high but ROCE is mediocre, debt is doing the heavy lifting — be cautious.
FAQs
ROE is high but ROCE is low — what does that mean?

It usually means the company is using a lot of debt: leverage boosts ROE while ROCE (which includes that debt) stays modest. It’s a sign the headline ROE is debt-driven and potentially fragile, not a sign of underlying quality.