Mutual Funds
Pooled, professionally managed investing — the default vehicle for most Indians.
Lessons
- What Is a Mutual Fund?Many investors pool money, a manager invests it, everyone shares the result. Simple and powerful.
- NAV: A Fund’s PriceHow a fund’s per-unit value is calculated daily, and why a low NAV is not "cheaper".
- Equity, Debt & Hybrid FundsThe three broad families of funds and who each one suits.
- Large, Mid, Small & Flexi CapHow equity funds are sliced by company size and mandate, and the risk that comes with each.
- Expense Ratio: The Silent FeeThe annual cut the fund takes, and how 1% quietly compounds into a fortune over decades.
- Direct vs Regular PlansThe same fund, two prices. Why the direct plan can leave you lakhs richer.
- SIP vs Lump SumInvest steadily or all at once — what the evidence actually says about each.
- How to Actually Choose a FundPast returns are the worst way to pick. Here is a sturdier checklist.