Government Securities, Hands-On
Lend to the government directly — T-bills, dated G-Secs and RBI Retail Direct, the sovereign alternative to FDs.
Lessons
- Treasury Bills: The 91-Day Sovereign FDZero-coupon, zero credit risk, often beating short FDs — the money-market instrument retail finally has access to.
- RBI Retail Direct: Buying G-Secs Without a MiddlemanA free account with the central bank itself — primary-auction access to T-bills, dated G-Secs, SDLs and SGBs.
- Building a G-Sec LadderMatch maturities to your life: the sovereign technique that replaces guesswork about rates with a calendar.